EarlySalary - Senior Manager - Risk

Role & responsibilities:

- Deep understanding of credit risk dynamics in personal loans and BNPL products (Healthtech/Insurance/Edtech/Insurance).

- Continuous monitoring/tracking of the loan portfolio to identify risk trends and initiate timely actionable.

- Summarize MIS and risk data into structured, actionable insights.

- Collaborate with the analytics team to build and maintain robust data infrastructure for risk analysis.

- Draft and update risk policies in alignment with evolving business needs and regulatory requirements.

- Prepare monthly risk review reports for internal stakeholders and senior management

Preferred candidate profile:

- Must be post graduate. preferably CA / MBA (finance)

- Minimum 5 years of relevant experience in risk and policy roles within NBFCs or fintech.

- Strong understanding of credit risk and policy frameworks.

- Proficient in MS Excel and PowerPoint for data analysis and presentations.

- Excellent analytical, problem-solving, and communication skills.

- Ability to work cross-functionally with business, analytics, and compliance teams