AVP/SM Consumer Loans - Digital Retail Lending Control and monitor consumer loans portfolio (CL) on daily/weekly/monthly basis to maintain the lowest loss rates by continuously analyzing, identifying, and eliminating the high- risk segment from portfolio. Loss Management : - Monitor TTD on weekly/monthly basis and identify high risk segments as per the performance. - Control and minimize bounce rate (both technical and non-technical) to the acceptable rate. - Reduce Non-Starters and loss rates. - Review the portfolio on a Cohort and Co-incidental level and suggest/propose policy actions at Partner level. - Forecast loss basis the actuals and prepare/provide the action plan on policy norms. - Evaluate and set benchmarks at a portfolio level. Channel Partner Management : - Review existing partner's policy norms and propose changes as per the portfolio performance. - Interact with new channel partner and build policies as per their product contours. - Implement the policies in system with the help of IT. - Review of partners performance on delinquency monthly. Reporting and Analytics : - Develop and prepare various type of daily/weekly/monthly MIS for tracking performance. - TTD reports. - Bounce reports. - Non-starters. - Cohort level reports. - EWS. - CIR reports. - Identify and implement fraud control solutions which help in controlling loss. - Work with the Data Science team to implement credit models. External & Internal Audit : - Conduct Internal audit of processes and policies through automated reports. - Oversee, plan and coordinate RBI audits. IT and Data Management : - Set processes for capturing right data at right place which will help in extracting the data and analyzing the portfolio for improving the loss rates. - Work with IT team for implementing the validation rules at field level in system for data management. - Design and Automate weekly/monthly MIS. - Integrate policies at system for new and existing partners. Educational Qualifications : - Minimum Qualification required: Postgraduate in Finance/Statistics/Data. Qualifications preferred : Post- Graduate Other soft skills/competencies&gt; : Data analytics including knowledge of Python, R, SQL, Knowledge seeker and other financial tools.

Delhi NCR

DMI Finance - Assistant Vice President/Senior Manager - Consumer Loans - Digital Retail Lending/Banking 

Job Description for DMI Finance - Assistant Vice President/Senior Manager - Consumer Loans - Digital Retail Lending/Banking  in DMI Finance Private Limited in  Delhi NCR for (8-10) years of experience. Apply Now!