Director - RBI Regulatory Compliance - FinTech/Bank

We are seeking an experienced and strategic leader to head our RBI Regulatory Compliance function. The Director will be responsible for ensuring the companys full adherence to all applicable Reserve Bank of India (RBI) regulations and circulars related to fintech, payments, NBFC, lending, UPI, and other digital financial services. This role requires strong collaboration with internal teams, regulators, and industry bodies to drive a culture of compliance while enabling business growth.

Key Responsibilities

- Regulatory Governance: Interpret, implement, and monitor compliance with all RBI guidelines, master directions, and circulars relevant to fintech and digital financial services.

- Policy & Framework Development: Design and maintain compliance frameworks, internal policies, and SOPs aligned with regulatory expectations.

- Advisory & Monitoring: Provide proactive compliance advisory to business, product, operations, and technology teams for new product launches, partnerships, and process changes.

- Regulatory Reporting: Ensure accurate and timely submission of statutory and regulatory reports/returns to RBI and other governing bodies.

- Risk & Audit Management: Liaise with auditors, regulators, and internal risk functions to address compliance gaps and implement corrective measures.

- Stakeholder Management: Act as the primary point of contact for RBI inspections, audits, and queries, while maintaining transparent communication.

- Training & Awareness: Drive compliance awareness programs across the organization to embed a culture of regulatory integrity.

- Change Management: Continuously monitor regulatory updates and ensure company policies and systems are updated accordingly.

Requirements

- 15+ years of experience in Compliance, Legal, or Risk functions within fintech, payments, NBFCs, or banking.

- Strong knowledge of RBI regulations related to payments, lending, wallets, UPI, digital banking, and data protection.

- Proven track record of handling RBI audits, inspections, and regulatory engagements.

- Experience working with cross-functional teams (Product, Tech, Ops, Risk, Legal).

- Exceptional analytical, problem-solving, and leadership skills.

- CA / CS / LLB / MBA (Finance) preferred; additional certifications in compliance or risk will be an advantage.