Director - Internal Audit & Assurance Head - Banking/FinTech/BFSI

We are a fast-scaling digital lending platform redefining access to credit through cutting-edge technology, alternative data, and customer-centric innovation. As we continue our growth journey, we are investing in strong governance and audit practices to ensure compliance, sustainability, and stakeholder confidence.

Role Overview:

We are looking for a dynamic and experienced Head of Audit / Director Audit & Assurance to build and lead the internal audit function. You will be responsible for developing a comprehensive audit strategy across lending operations, credit risk, technology, compliance, and financial controls. Your mandate is to identify control gaps, mitigate risks, and provide independent, objective assurance to the leadership and board.

Key Responsibilities:

- Audit Leadership: Establish and lead the internal audit charter and roadmap aligned with business and regulatory priorities.

- Risk-Based Auditing: Develop and execute a comprehensive risk-based internal audit plan covering credit, operational, financial, technology, and regulatory risk areas.

- Digital Lending Focus: Evaluate lending workflows including credit underwriting, KYC/AML, borrower onboarding, loan disbursal, collections, and NPA management.

- Tech & Data Assurance: Conduct audits across core lending platforms, APIs, third-party integrations, and data privacy controls.

- Compliance Audits: Ensure adherence to RBI digital lending guidelines, fair lending practices, and consumer protection norms.

- Stakeholder Engagement: Present key findings and recommendations to the leadership team, Board of Directors, and Audit Committee.

- Team Building: Hire, mentor, and manage a high-performing internal audit team and external audit partners as needed.

- Continuous Improvement: Recommend process improvements and automated controls to enhance operational resilience and audit efficiency.

- Regulatory Coordination: Liaise with external auditors, statutory authorities, and regulatory bodies for inspections and audits.

Qualifications & Skills:

- Chartered Accountant (CA), Certified Internal Auditor (CIA), or equivalent audit qualification is mandatory.

- 12+ years of experience in internal audit, risk, or assurance roles preferably with exposure to digital lending or NBFCs.

- Strong knowledge of digital lending workflows, credit risk controls, NBFC compliance frameworks, and RBI regulations.

- Experience in auditing technology systems, digital platforms, and vendor ecosystems.

- Proven ability to operate independently, communicate clearly, and influence senior stakeholders.

- Analytical mindset with strong report writing and presentation skills.

Good to Have:

- Experience in working with cloud-based lending systems and data analytics tools.

- Exposure to ISO 27001, SOC2, or similar IT audit/compliance frameworks.

- Understanding of fintech innovation, embedded finance, and digital credit scoring models.

Why Join Us:

- Be a part of a high-growth digital lending organization shaping the future of credit in India.

- Strategic leadership role with visibility across board and investors.

- Opportunity to build audit systems from ground up in a tech-first environment.

- Competitive compensation, ESOPs, and a performance-driven culture.