- We are hiring for one of Indias largest and most trusted Payment Aggregators.

- Our client is a profitable, RBI-authorized Fintech powerhouse that powers the growth of Indias D2C and e-commerce sectors.

- Scale: Processing multi-billion dollar transaction volumes annually.

- Backing: Funded by top-tier Silicon Valley investors and leading Indian Institutional Banks.

- Status: A fully regulated entity holding key licenses (PA-PG, PA-CB, PPI), setting the standard for compliance and innovation in the sector.

The Role:

- As the Director of Fraud Risk Strategy, you will hold a critical governance role, shaping the defense mechanisms of a massive financial ecosystem.

- You will move beyond operational management to design the strategic architecture for financial crime prevention, balancing robust risk mitigation with a seamless user experience.

- You will act as the bridge between the organization, the RBI, and banking partner.

Key Responsibilities:

Strategy & Policy Governance:

- Architect and implement comprehensive Financial Crime Risk Management policies, specifically targeting Anti-Money Laundering (AML), Counter-Terrorist Financing (CFT), and digital fraud.

- Design product-level risk interventions that prevent fraud without choking business growth.

Regulatory & Network Relations:

- Serve as the primary liaison for Banking Partners regarding Risk & Compliance.

- Govern adherence to guidelines set by RBI, NPCI, and Card Networks (Visa/Mastercard).

- Ensure the organization remains ahead of the curve on regulatory changes in the PA-PG space.

Operational Leadership:

- Lead and mentor a high-performing team of Risk Analysts and Managers.

- Oversee Transaction Monitoring, Merchant Reviews (Underwriting), and escalation matrices.

- Manage the response mechanism for Law Enforcement Agencies (LEAs), ensuring timely and compliant data handling for summons and notices.

Data-Driven Defense:

- Utilize advanced analytics to detect emerging fraud patterns.

- Enhance "detective frameworks" to flag suspicious activities in real-time.

Ideal Candidate Profile:

- Education: Bachelors or Masters degree in Law, Finance, Business, or Risk Management.

- Experience: 10+ years of experience in Risk Management, with at least 4+ years in a leadership role within a Fintech, Payment Gateway, or Bank.

- Regulatory Mastery: Deep understanding of Indian regulatory frameworks (PMLA, RBI Guidelines for PAs/PGs).

- Stakeholder Management: Proven ability to negotiate and collaborate with external regulators and internal Product/Tech leadership.

- Crisis Management: Experience handling high-pressure situations involving financial fraud and LEA interactions.

Why Apply?:

- Impact: You will be the guardian of a platform used by nearly a million businesses.

- Culture: Work with a tech-first, fast-paced team that values rapid decision-making.

- Growth: This is a key leadership position with significant visibility to the C-Suite.