Job Title: Director - Credit BD, Underwriting & Risk Assessment (Global)

Location: Bangalore (Work From Office)

Role Overview:

We are looking for a senior credit leader to build and scale a global credit engine for a fast-growing private credit / fintech platform. This role combines global credit business development, end-to-end underwriting, and risk leadership, owning the complete credit lifecycle from sourcing to portfolio monitoring.

Key Responsibilities:

- Source, evaluate, negotiate, and onboard fintechs, NBFCs, lenders, and credit-heavy businesses across global markets (US, UK, EU, SG, UAE, LATAM).

- Lead end-to-end credit lifecycle: lead generation, underwriting, deal structuring, term sheets, negotiations, approvals, disbursement, and monitoring.

- Underwrite and structure facilities including LOCs, term loans, revolving/bullet structures, securitization (DA/PTC, True Sale), and SPV-based deals.

- Conduct deep credit analysis covering financials, loan books, cohorts, cash flows, risk metrics, and stress scenarios.

- Set credit covenants, exposure limits, early-warning triggers, and portfolio monitoring frameworks.

- Build and own global credit policies, underwriting frameworks, risk guidelines, and governance processes.

- Work closely with legal, tech, operations, partnerships, and external stakeholders to execute and scale deals.

- Mentor and lead junior underwriting and credit team members.

- Represent the firm in senior-level discussions with founders, CFOs, investors, and global partners.

Requirements:

- 5 - 12 years of experience in credit underwriting across fintechs, NBFCs, lenders, or financial institutions.

- Strong experience across India and global markets (developed markets preferred).

- Hands-on expertise in structured credit, securitization, LOCs, term loans, and portfolio risk management.

- Experience in credit BD, deal origination, and negotiations is a strong advantage.

- Excellent communication and stakeholder management skills.

- MBA (Finance), CFA, CA, or FRM preferred.

- Comfortable working in a fast-paced, high-ownership, startup environment with global time zones.

What Were Looking For:

- A builder mindset with strong ownership and execution ability.

- Someone who thrives under ambiguity, pressure, and global coordination.

- Outcome-driven professional who can build systems and scale credit infrastructure from scratch.

Whats On Offer:

- Global exposure across multiple developed and emerging markets.

- Opportunity to work closely with founders on strategy and growth.

- Competitive compensation with performance-linked incentives and ESOPs.

- Clear growth path toward Head of Credit / CRO (Global).