Deutsche Bank - Associate - Business Clients Credit Advisor

Role Description:

Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.

Work includes:

- Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes.

- Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship.

- Identifying business clients credit needs and proposing suitable products, services and/or solutions.

- Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences.

- Advising and guiding teams in the development of bespoke products/solutions/platforms.

- Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients.

- Optimal utilization of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements.

- Maintaining and growing business contacts and leads in the lending business.

- Compliance with internal and credit-related regulations, e.g., QS audit results, KWG18 etc.

- Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines.

What well offer you:

As part of our flexible scheme, here are just some of the benefits that youll enjoy:

- Best in class leave policy.

- Gender neutral parental leaves.

- 100% reimbursement under childcare assistance benefit (gender neutral).

- Sponsorship for Industry relevant certifications and education.

- Employee Assistance Program for you and your family members.

- Comprehensive Hospitalization Insurance for you and your dependents.

- Accident and Term life Insurance.

- Complementary Health screening for 35 yrs. and above.

Your skills and experience:

- Candidate should have excellent communication in English and well groomed.

- Minimum qualification required is Graduation/PG.

- Minimum Exp should be 6 - 10 Years in relevant field.

How well support you:

- Training and development to help you excel in your career.

- Coaching and support from experts in your team.

- A culture of continuous learning to aid progression.

- A range of flexible benefits that you can tailor to suit your needs.