Deputy Manager - Banking Operations:

Experience: 5 - 9 Years

Function: Banking Operations, Corporate Treasury & Debt Management

Job Overview:

We are looking for a Deputy Manager - Banking Operations to manage corporate banking activities, treasury transactions, debt servicing, and liquidity planning. The role involves monitoring fund utilization, managing banking and investment transactions, maintaining debt-related records, and ensuring compliance with financial policies and regulatory requirements.

The candidate will work closely with banks, lenders, finance teams, and internal stakeholders to support funding requirements, optimize cash utilization, and maintain efficient banking and treasury processes.

Key Responsibilities:

Corporate Banking and Treasury:

- Manage daily banking operations, including fund transfers, payment execution, bank reconciliations, and monitoring of account balances.

- Track cash flows across business units and support short-term liquidity planning to ensure funds are available for operational and project requirements.

- Monitor surplus funds and coordinate investment placements in fixed deposits, mutual funds, and other approved instruments.

- Coordinate with banks and financial institutions for banking transactions, documentation, and treasury-related requirements.

- Monitor fund utilization and ensure timely execution of treasury transactions.

Debt and Funding Management:

- Maintain records of loan facilities, repayment schedules, interest obligations, and other financing commitments.

- Coordinate debt servicing and repayment activities for External Commercial Borrowings (ECBs), Non-Convertible Debentures (NCDs), and other loan facilities.

- Track debt drawdowns, project finance utilization, and compliance with lender requirements and debt covenants.

- Support funding arrangements for operational expenses and project-related payments.

- Maintain loan agreements, financing documents, and other records required for lender coordination and reporting.

Financial Reporting and Compliance:

- Prepare periodic banking, treasury, and debt MIS reports for management review.

- Monitor banking transactions, outstanding debt obligations, and fund utilization against planned requirements.

- Ensure timely bank reconciliations and investigate discrepancies in coordination with the Accounts team.

- Support statutory, internal, lender, and SOX-related audits by maintaining accurate financial records and supporting documentation.

- Ensure adherence to applicable banking regulations, RBI guidelines, internal financial controls, and company policies.

Stakeholder Coordination and Process Improvement:

- Liaise with banks, lenders, financial institutions, and investment partners to resolve operational and documentation-related matters.

- Coordinate with Accounts, Taxation, Legal, Treasury, and Project teams to ensure smooth execution of banking and funding activities.

- Identify opportunities to improve banking workflows, reporting accuracy, and treasury processes through automation and SAP-based solutions.

- Maintain accurate records of banking transactions, investments, loan servicing, and treasury activities.

Required Skills and Experience:

- 5 - 9 years of experience in banking operations, corporate treasury, debt management, or a related finance function.

- Strong understanding of cash flow management, liquidity planning, and fund management.

- Experience handling fixed deposits, mutual fund investments, and banking transactions.

- Knowledge of debt servicing, loan repayments, debt drawdowns, ECBs, and NCDs.

- Experience in bank reconciliation, treasury MIS, and financial reporting.

- Working knowledge of banking documentation, audit processes, and financial compliance.

- Hands-on experience with SAP is mandatory.

- Strong analytical, coordination, documentation, and stakeholder management skills.

Educational Qualification:

B.Com, M.Com, or MBA in Finance.

Ideal Candidate Profile:

The ideal candidate will have practical experience in corporate banking and treasury operations, with exposure to debt management, investment transactions, liquidity monitoring, and SAP. The candidate should be detail-oriented, comfortable handling financial reporting and compliance requirements, and capable of coordinating effectively with banks and internal finance teams.