Deputy General Manager - Risk - Banking

Primary Responsibility:

- Assist the CRO in formulating and implementing the Risk Management Framework.

- Ensure alignment of risk strategy with business strategy and risk appetite.

- Monitor aggregate risk exposures across portfolios and business lines.

- Creation, monitoring and reviewing risk and control library covering all the functions of the Bank and carrying out periodic enterprise-wide risk assessment.

- Independently highlighting the material risks involved in the business decisions.

- Oversee portfolio risk analytics (corporate, commercial, retail, agriculture etc.,

- Monitor asset quality trends, early warning indicators, and stress scenarios.

- Review large exposures and recommend risk mitigation strategies.

- Ensure implementation of ECL framework.

- Ensure accuracy in computing the credit risk weight assets of the Bank and aid regulatory capital computations.

- Convening the periodic Credit Risk Management Committee by effectively coordinating with the stakeholders and ensuring implementation of the directives.

- Ensure robust credit policy implementation and periodic review.

- Independent risk assessment of new products.

- Supervise operational risk framework including RCSA, KRIs, loss data management.

- Implementation and overseeing of Organizational Operational Risk Framework.

- Ensure Outsourcing, IT & Cyber security risk assessments.

- Ensuring implementation and monitoring of operational resilience framework.

- Oversee business continuity and risk event analysis.

- Convening the periodic Operational Risk Management Committee by effectively coordinating with the stakeholders and ensuring implementation of the directives.

- Ensure effective model risk management.

- Independent risk assessment of the existing and new processes.

- Market and Liquidity Risk.

- Oversee liquidity risk metrics (LCR, NSFR, stress liquidity).

- Review limit frameworks and breach management.

- Convening the periodic Market Risk Management Committee by effectively coordinating with the stakeholders and ensuring implementation of the directives.

Additional Details:

Work Level: Senior Leadership

Core: Communication Skills, Result Driven, Adaptable, Collaboration

Leadership: Strategic Thinking, Coaching & development Next generation Leadership, Identify Risk & Opportunities, Identify Trends