Decision Scientist - BFSI

Role Overview:

- Develop and deploy predictive models for credit risk and loan performance.

- Build analytical frameworks for customer segmentation, credit scoring, and underwriting automation.

- Work with microfinance and credit bureau data to improve borrower risk assessment.

Key Responsibilities:

- Analyse rural market dynamics and borrower behaviour to design data-driven lending strategies.

- Collaborate with product and risk teams to design and refine rural and unsecured lending products.

- Develop machine learning pipelines using Python, SQL, and cloud-based analytics platforms.

- Implement and evaluate model performance through validation and monitoring frameworks.

- Work with engineering teams to support model deployment and operationalization.

Requirements:

- Strong experience in Python and SQL for data analysis and model development.

- Hands-on experience in machine learning techniques, including Logistic Regression, Tree-based models, Clustering, and Gradient boosting models.

- Experience working with credit risk or lending analytics in BFSI.

- Familiarity with cloud platforms such as GCP, BigQuery, or similar environments.

- Ability to translate business problems into analytical solutions.