Data Scientist - BFS/NBFC

- Indian Bank or Indian NBFC Experience is must

- Mathematical design, calibration, prototyping and production implementation of credit risk models.

- Develop statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of sophisticated regulatory and scoring models and providing analytic support to businesses across the product lines.

- Expertise in Credit Risk for unsecured loan products to monitor and manage the performance will be added advantage

- Deep understanding of Risk metrics for performance tracking

- Experience in pre-acquisition, collection and fraud analytics

- Perform Portfolio Analytics, segmentation, hypothesis testing

- Hands-on with development of (PD/LGD/EAD) models , Application Scorecard ,Collection Scorecard , Behavioral Scorecard

- Help identify emerging trends and conduct deep dive analysis to propose appropriate strategy.

- Leading development of model methodologies, algorithms and diagnostic tools for testing model robustness, sensitivity, and stability

- Track model performance, suggesting improvements and implementing approved changes

- Integrate models to IT systems, and set up systems processes for offline models

- Lead cross-functional projects pertaining to Analytics, ensure seamless adoption of models across business and support verticals

- Create impactful presentations for stakeholder consumption summarizing analytical findings

- Evaluating existing and new data sources to identify opportunities for customized and optimized data solutions that address business needs

- Work with Analytics Leads to identify opportunities for Analytics in aiding decisions across businesses. Look at providing solutions, going beyond traditional means.