Criss Financial - Relationship Manager - Sales - Secured Loan

Job Title: Relationship Manager - Sales (Secured Loan)

Department: Sales - Secured Loan

Location: Karnataka Branches (Ramanagara, Nelamangala, Krishna Raja Nagara, Maddur)

Reporting To: Branch Sales Manager / Area Sales Manager

Job Summary:

- We are seeking a proactive and target-oriented Relationship Manager - Secured Loan to join our team in Karnataka.

- The ideal candidate will be responsible for driving branch-level sales productivity, managing a team of relationship managers, ensuring process compliance, and achieving business objectives related to secured loans including LAP and business loans.

Key Responsibilities:

- Drive branch productivity and meet business targets for the assigned location(s).

- Ensure process adherence in sourcing, disbursement, and collection activities.

- Actively build and grow the customer base through effective relationship management.

- Recruit, manage, and train a team of Relationship Managers for the respective branches.

- Take full ownership of Profit & Loss (P&L) responsibilities for the branch.

- Achieve both individual and team sales targets.

- Ensure timely servicing, disbursement, and overdue collections of secured loans.

- Monitor and improve the team's productivity, providing guidance and support as needed.

Desired Candidate Profile:

Education: Graduate or Postgraduate in any discipline.

Experience: Minimum 6 months to 5 years of experience in Loan Against Property (LAP) or Business Loans.

- Prior team handling experience is a must.

- Strong communication, leadership, and interpersonal skills.

- Ability to thrive in a target-driven and high-pressure environment.

What We Offer:

- Competitive salary and performance incentives.

- Professional growth opportunities and a supportive team environment.

- Exposure to diversified markets and career advancement.