Crisil - Credit Analyst/Senior Credit Analyst - Corporates

About CRISIL Limited

CRISIL is a leading, agile, and innovative global analytics company driven by its mission of making markets function better.

It is Indias foremost provider of ratings, data, research, analytics, and solutions with a strong track record of growth, culture of innovation, and global footprint.

It has delivered independent opinions, actionable insights, and efficient solutions to over 100,000 customers through businesses that operate from India, the US, the UK, Argentina, Poland, China, Hong Kong, Singapore, Australia, Switzerland, Japan, and the United Arab Emirates (UAE).

It is majority owned by S&P Global Inc, a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide.

CRISIL is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

To know more: www.crisil.com

Life at CRISIL

- Be the impact

- Drive growth with a strong sense of purpose.

- Create lasting impact that affects individuals, businesses, and the society at large.

That's what 'Life@CRISIL' is all about.

This is where you unlock the next chapter of your career - fueled by our caring culture which encourages you to learn and innovate, an environment that fosters positivity through our people-first approach and an attractive rewards & benefits program that puts your growth in the spotlight. An inspiring setting where you will find the brightest minds, inspiring you to unleash your potential.

CRISIL is a place where your ideas and opinions are always welcome, and continuous learning is the norm. Because we know thats what it takes to solve the biggest real-world challenges and move the needle in the direction of unexplored future possibilities. All without compromising on our strong ethics.

So go ahead. Unlock the next chapter of your career.

Be the impact that transforms the world.

Department - GAC

Job Description

Job Title - Senior Credit Analyst Corporates

Job Description

Role

Functional Responsibility / Domain Related

The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

Analyze business performance, including:

- Industry dynamics and regulatory trends

- Evaluating country and macroeconomic risk

- Competitive and market position

- Strategy / execution / management of the companies o Trends in profitability and peer comparisons

Analyze financial performance, including:

- Understanding accounting standards

- Financial governance and policies

- Analysis of financial ratios and trends

- Liquidity / short-term factors

- Understanding the capital structure of companies

- Assist the primary analyst(s) in the preparation of in-depth financial models historical and projections

- Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

- Assist primary analyst(s) in preparing publishable credit reports Process Adherence

- Focus on review / QC, adding analytical inputs, when required

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks

- Adopt the defined processes in day to day execution of assignments

- Identify process improvement avenues and identify value added work

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited

Client Management / Stakeholder Management

- Build and maintain relationships with S&P team

- Set expectations with clients regarding scope of work, timelines for routine tasks People Development

- Provide analytical mentoring to junior members of the team

- Implement team-level initiatives

Candidate Profile

- Prior experience in analysing companys financial and operational performance is a must

- Excellent oral and written communication skills

- Sharp analytical thought process

- Understanding the key industry risks and competitive forces

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to deal with pressure

Essential Qualifications

- Two years full-time MBA (Finance) or equivalent OR CA

Preferred Qualifications

- Two years full-time MBA (Finance) or equivalent OR CA

Mandatory Skills - Financial ratios forecasting, report writing, Credit Risk Analysis

Open Positions - 1

Mandatory Skills - Financial ratios forecasting, report writing, Credit Risk Analysis

Location - Pune, Maharashtra, India

Education Qualification - MBA, CA, CFA

Experience - 3 to 4 years