Crisil - Analyst/Senior Analyst - Credit - Corporate

Functional Responsibility / Domain Related -

- The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

- Analyze business performance, including:

- Industry dynamics and regulatory trends

- Evaluating country and macroeconomic risk o Competitive and market position o Strategy / execution / management of the companies o Trends in profitability and peer comparisons

- Analyze financial performance, including: o Understanding accounting standards o Financial governance and policies o Analysis of financial ratios and trends o Liquidity / short-term factors o Understanding the capital structure of companies

- Assist the primary analyst(s) in the preparation of in-depth financial models - historical and projections

- Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

- Assist primary analyst(s) in preparing publishable credit reports - Process Adherence

- Focus on review / QC, adding analytical inputs, when required

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks

- Adopt the defined processes in day to day execution of assignments

- Identify process improvement avenues and identify value added work

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited - Client Management / Stakeholder Management

- Build and maintain relationships with S&P team

- Set expectations with clients regarding scope of work, timelines for routine tasks - People Development

- Provide analytical mentoring to junior members of the team

- Implement team-level initiatives

Candidate Profile:

- Prior experience in analysing company's financial and operational performance is a must

- Excellent oral and written communication skills - Sharp analytical thought process

- Understanding the key industry risks and competitive forces

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to deal with pressure Essential Qualifications

- Two years full-time MBA (Finance) or equivalent OR CA Preferred Qualifications

- Two years full-time MBA (Finance) or equivalent OR CA

Mandatory Skills: Financial ratios forecasting, report writing, Credit Risk Analysis