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Namrata Bajaj

HR at Hrizen

Last Active: 05 December 2025

Job Views:  
295
Applications:  46
Recruiter Actions:  37

Job Code

1625214

Credit Underwriter - SME Loans - NBFC/Bank

Hrizen.4 - 6 yrs.Gurgaon/Gurugram
Posted 1 month ago
Posted 1 month ago

Description:


- Own end-to-end underwriting for structured SME financing - from due diligence to deal structuring

- Evaluate borrower health using financial, operational, and legal filters, and recommend lending decisions

- Work closely with Product and Engineering teams to automate and refine credit workflows

- Lead internal reporting and MIS for credit and investment decisions

- Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure end-to-end credit hygiene and risk mitigation

WIN Who Were Looking For:

- 46 years of experience in credit underwriting for SME loans at an NBFC/Bank/Digital lender

- Strong understanding of business cash flows, credit risk, financial metrics, and legal documentation

- Exposure to unsecured/structured lending products

- Analytical mindset and hands-on approach to problem-solving

- Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc.

- Bachelors degree in Finance, Commerce, or Economics or Chartered Accountants

- Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy environment


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Posted By

user_img

Namrata Bajaj

HR at Hrizen

Last Active: 05 December 2025

Job Views:  
295
Applications:  46
Recruiter Actions:  37

Job Code

1625214

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