Credit Saison - Chief Manager - Credit Policy

Key Responsibilities:

- Formulate and update credit policies, product programs and risk controls.

- Monitor portfolio triggers, delinquency trends and recommend corrective actions.

- Ensure underwriting governance through maker-checker and process audits.

- Collaborate with business teams for balanced growth and policy adherence.

- Support regulatory and compliance requirements, including RBI guidelines.

- Strengthen risk analytics, scorecards, and early warning mechanisms.

Key Skills & Competencies:

- Deep understanding of HL & LAP risk.

- Strong policy formulation & analytical skills.

- Sound knowledge of regulatory guidelines.

- Good stakeholder management & decision-making ability.

Educational & Experience Requirements:

- Graduate/Post Graduate / MBA in Finance or related field.

- 7-12 years of experience in credit risk or policy (HL/LAP).

- Experience in NBFCs / Banks / HFC preferred.