Job Title: Credit Manager

Location: Delhi, IN

Industry Background: Bank / NBFC

Education Required: Qualified CA (2012 - 2018 Batch)

The incumbent will be responsible:

1. Day-to-day management:

- For day-to-day management of credit risk function.

2. Credit cases and risk assessment:

- For recommendation of Credit Cases, through close liaison with business units, realistic and acceptable parameters of the Bank's risk appetite in terms of business activities and products, size and nature of clients, industry. To complete independent credit risk assessments and management process within the Bank, monitoring compliance with credit risk related requirements and limits imposed by regulators and the Bank.

3. Compliance and mitigation:

- Ensure that credit facilities are prepared and approved in compliance with established policies and exposure limits set by regulators and the Bank. Identify, evaluate, and recommend mitigation of risks associated with credit proposals/corporate finance deals and report risk exposures arising from business units to Head Office.

4. Policy ownership:

- As an owner of Credit policies and procedures for India Branches and ensuring that Credit Risk Department adheres to policies and procedures presented in the credit policies and procedures of the Bank.

5. Policy improvement:

- Make recommendations on necessary improvements/amendments to credit policies and procedures and ensure that these are implemented as and when approved.

6. Transaction evaluation:

- To evaluate credit structures and credit risk mitigates applicable to structured transactions pertaining to term credit and trade credit.

7. Regulatory support:

- To provide support to regulatory and compliance related matters with respect to Credit Risk.

8. Business advisory:

- To provide support and advice to business units and other support units on credit related matters.

9. Audit coordination:

- To coordinate with external and RBI auditors during review of credit portfolio of the Bank.

10. Additional duties:

- To perform any other duties as may be assigned by supervisors from time to time.

Required Candidate Profile:

- Qualified CA (2012 - 2018 Batch)

- Required background in Banks / reputed NBFCs

- Over 8 years of experience with strong hands-on experience in Credit Risk Management

- Experience in building and implementing Credit Policies & Procedures effectively