Investments - Credit Risk Assessment Experience: 3-5 years of experience in credit risk assessment of mid-corporate clients within the credit risk teams of Banks. Role and Responsibilities: Sourcing and Investment Identification: Objective: Identify and target high-potential investment opportunities aligned with company's capital's strategic objectives. Responsibilities: Identify high-potential investment opportunities and refine theses to maximize return potential. Credit Appraisal incl. Financial & Legal Due Diligence: Objective: Undertake a thorough Financial and Legal due diligence of Borrowers including writing of Credit Appraisal Memos and Investment Committee notes to be circulated to GPs & IC for every potential Investee Co with clear objective to understand the following aspects of Borrowers/ Investee Co under evaluation: - Business model; - Promoter/ Founder background; - Financial Analysis; - Industry Landscape; - Competitor Analysis; - Market Feedback from Peers, Industry, Other FIs; - Cashflow Analysis based on Bank Statements & GSTRs in conjunction with Financial Analysis based on Audited/ Provisional Financial Statements provided for by Co; - Identification of potential Business Risks, Regulatory Risk, Geographic Risks and potential mitigants; - Mitigate risks and ensure informed investment decision Responsibilities: Gather and analyse market data to provide actionable insights for the investment team Portfolio Management: - Transaction Documentation - Post Disbursement Monitoring - Supporting Portfolio Companies Objective: Transaction Documentation including; - Document Execution - Compliance with Conditions Precedent & Conditions Subsequent - Charge Filing and Security Creation & Perfection Post Disbursement Monitoring at Portfolio level and drilled down to Investee Co/ Borrower level; This includes: - Monthly Sales & Collection data; - Bank Statements analysis (Frequency - Weekly/ Monthly) - GSTR Analysis (Monthly) - Covenant Monitoring - Any other key changes in business landscape at Macro or Micro Identifying synergies between Portfolio Cos (if any) and making relevant introductions through the life of relationship Responsibilities: Assist portfolio entrepreneurs with introductions and address challenges. Internal Fund Operations and Reporting: Objective: Ensure operational efficiency and effective decision-making through accurate analysis and insightful reporting. - Engaging in partner meetings - Call reports and business correspondence - Gathering financial data and business metrics from portfolio companies - Processing this information to identify any companies encountering challenges - Assessing the prospective deals brought forward by other colleagues - Engaging in discussions regarding the firm's overall strategy. - Responsibilities: Support fund operations with data collection, reporting, and analysis. Interpersonal Skills: - Objective: Promote a positive, collaborative work environment with effective communication and teamwork skills. - Responsibilities: Exhibit effective communication, teamwork, and conflict resolution skills. Initiatives and Proactivity: - Objective: Demonstrate innovation and drive by initiating improvements and contributing to strategic projects. - Responsibilities: Take initiative to propose and implement improvements in processes and workflows.

Mumbai

Credit Risk Assessment Role - Investments 

Job Description for Credit Risk Assessment Role - Investments  in Wave HR Advisory Pvt Ltd in  Mumbai for (3-5) years of experience. Apply Now!