Credit Risk Analyst - Bank/NBFC/Insurance/Funds

Position Title: Credit Risk Analyst

Sectors: Banks & NBFI / Insurance / Funds

Regions Handled: US / APAC / EMEA

Experience: 2-3 years' experience of reviewing and writing counterparty credit analysis

Location: Mumbai

Education: - Bachelor/Master's Degree or equivalent in Finance (Required)

Position details:

Credit Risk Analyst is responsible for creating credit applications for approval, which includes completing counterparty credit write-up and generating counterparties rating in line with internal rating models, as well as ongoing monitor of credit profile and conditions, and escalation to onshore Credit teams of developing counterparty, industry or country concerns.

Roles and Responsibilities:

- Perform annual renewals and run internal rating scorecard

- Manage the annual review schedule and perform new counterparty assessments

- Propose credit ratings in line with internal rating models and confirm output with relevant onshore Credit Manager

- Support the input of credit limits or credit commentary in EDM based on priority and timeline agreed with onshore Credit Managers

- Liaise with stakeholders that include Legal, Front Office, IDM- Data and Client, IDM- Reporting, Global CRM offices

- Experience of credit risk rating models and the key rating drivers

- Good knowledge of working on Excel, V-Lookups and Pivot Tables