Credit Policy Manager - Personal Loan

Credit Policy / Credit Strategy - Personal Loans

Looking for a Credit Policy/Strategy professional with experience in Personal Loans/Consumer Lending. The role involves developing and reviewing credit policies, underwriting strategies, portfolio monitoring and driving digital credit decisioning.

Key Requirements:

- Experience in PL Credit Policy / Credit Strategy / Underwriting

- Hands-on experience in BRD preparation and UAT

- Exposure to digital lending, automated underwriting, credit rules/rule engines and STP

- Strong understanding of credit risk, bureau data and portfolio performance

- Experience working with Business, Product, Technology, Risk and Compliance teams

- Ability to drive policy changes and translate credit requirements into system/process implementation