Credit Policy Manager - Personal Loan

Key Responsibilities:

- Develop and periodically review credit policies, underwriting norms, and risk frameworks for personal loans

- Translate approved credit policies into BRE (Business Rule Engine) decision rules and ensure accurate system implementation

- Collaborate closely with Technology, Analytics, and Operations teams for BRE rule configuration, UAT testing, and deployment

- Monitor and validate BRE performance to ensure alignment with approved credit policies

- Conduct detailed impact analysis before implementing any policy changes in the BRE system

- Track portfolio performance delinquency trends, approval rates, bounce rates, and policy deviations

- Ensure compliance with regulatory requirements of the Reserve Bank of India and internal risk governance standards

- Support new product launches by defining eligibility criteria, score cut-offs, segmentation logic, and risk-based pricing

Salary offered - 18-20 LPA