Key Responsibilities:
- Assess credit proposals for mid and large corporate borrowers.
- Analyse financial statements, cash flows, leverage, profitability, and repayment capacity.
- Evaluate business, industry, management, and financial risks.
- Conduct detailed credit underwriting and prepare credit assessment notes.
- Analyse existing and proposed debt structures and repayment obligations.
- Review banking conduct, financial performance, and key credit parameters.
- Identify key risks and mitigants and recommend appropriate credit structures.
- Work closely with Business, Credit, and other internal teams for credit evaluation.
- Monitor the financial and credit performance of existing borrowers.
- Ensure adherence to internal credit policies and risk parameters.
Preferred Background:
- Experience in non-NBFC lending, covering Manufacturing, Services, Construction, and other corporate sectors.
- Candidates with exposure to Large Corporate or Mid-Corporate lending preferred.
- Preference for candidates with CA / B.Com / Commerce background.
Didn’t find the job appropriate? Report this Job
