OrangeShark Reviews by Employees

Position : Credit Manager (Education Loan) Experience : 2-5 Years [Only] Department : Education Loan (Single Product) Notice Period : Immediate to 60 Days Locations : Chandigarh. [Local People] Required Skills: 1. Experience in credit underwriting in Education Loans/Any loans. 2. Good communication skills in english. 4. PGDM/MBA/CA [Must] Key roles and responsibilities: - Maintaining Credit Quality as desired by the Senior Management - Credit Appraisal Underwriting Maintaining quality of appraisal and TAT for decisioning of the case - Meeting the loan borrowers and the applicants for personal interaction based on the risk profile of cases. Basic knowledge of banking: - Training provide training to internal team members and intra departments/channel partners - Preliminary screening of borrowers profiles for maintaining the input quality of credit system. - Process and Policy Understanding and Implementation - First level document check for fraud prevention, data correction and information completeness. Managing Delinquency ratios: - Vendor Management - Knowledge of Mortgage Industry and awareness of related risk - Contribute to development of new techniques improvement of process and workflows by applying in-depth knowledge - Develop recommendations to adjust credit policies by analysing credit and financial performance Implementation of risk management tools, Initiate processes Improvement and Impart training: - Adherence to credit decisioning parameters as per Credit Policy on loan proposals - Initiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite. - Structured training to be imparted for both internal teams as well as business associates on a regular basis. - Work along with business teams to ensure timely delivery and controlled quality Fraud Risk: - Risk analysis - Analysing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles Relationship Management, Customer Service and Team management: - Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement. - Keen team player, Self-motivating personality, good people management skills and an excellent motivator - Communication Techniques Qualifications: - Graduate in any field; MBA in Finance a professional degree of of Chartered Accountant (CA) is preferable Experience & Skills: - 2-5 years of related work experience in the financial service sector - Good Communication and report writing skills - Good Knowledge of Computer applications - Team Worker, Analytical skills, Self Motivated - Result oriented

Chandigarh

Credit Manager - Education Loan 

Job Description for Credit Manager - Education Loan  in OrangeShark in  Chandigarh for (2-5) years of experience. Apply Now!