Designation: Credit Manager. Roles and Responsibilities: - Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers. - Customer interaction to understand needs and find solutions within the product range available. - Calculate the net present values of maturing assets using Excel sheets or programs. - Knowledge of basic legal documentation involved in the acquisition of a home. - Knowledge of the technical fundamentals involved in the acquisition of a home. - Cash-flow method of assessment of NRI loans; ability to assess a self-employed loan. - Supervision and performance management of all team members. - Supervision of all the activities done by non-sales staff/coordinators: - Sanctioning: Files processing by the coordinator within the time, customer calling, query resolving, file login at HDFC, faster sanction, keeping a check on TAT for login & sanction, and checking the quality of calls to customers & processing by coordinators. - Disbursement: Customer calling after sanction of case, disbursement follow-up with customer & sales force, and technical updating for disbursement, resolving legal queries, fixing disbursement, and keeping a check on TAT of legal updating, technical updating, and disbursement fixing. - Project ApprovalCreation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval. - LMS: Timely updating of leads into LMS, proper follow-up on the next scheduled action date, auditing of leads, feedback & status. Required Candidate Profile: - Must be an MBA or CA with minimum 5 to 10 years of experience in the credit department (finance or banking background preferred)). - Should have risk assessment skills along with vast experience in the field of underwriting. - Hands-on experience in self-employed assessment. - Must have a minimum of 2-3 years of team handling experience. - In-depth understanding from sourcing to disbursement. - Effective communication skills (verbal& written). - At least 4 years of experience in the credit assessment field from the home loan industry. - Solution orientation and the ability to work under strict deadlines. - Should be willing to travel on a needed basis.

Dehradun

Uttarakhand

Credit Manager 

Job Description for Credit Manager  in M/S.Smart Solution in  Dehradun Uttarakhand for (5-10) years of experience. Apply Now!