Credit Lead - B2B Startup - CA Job Description: One of our B2B segment client, is hiring a Credit Lead, for Banaglore location. This opportunity is with a well established startup, funded and growing at a steady pace, one of the most emerging sectors in the startup environment. They are looking for sharp and dynamic CA to lead the Credit Segment especially in unsecured SME lending (- 10- L- 1- Cr). The ideal candidate should have atleast 6 years of experience post CA in credit underwriting & policy experience. Roles and Responsibilities: - Credit Underwriting & Evaluation: Conduct comprehensive assessments of financials, credit bureau data, cash flows, and sector-specific risks (e.g., seasonal agri cycles); recommend and adjust credit limits dynamically. - Credit Policy & Governance: Design, implement, and streamline credit policies and SOPs tailored for unsecured agri-trader lending. - Risk Management & Portfolio Growth: Balance portfolio expansion with risk control by optimizing exposure, embedding early-warning systems, and monitoring credit health to contain NPAs. - Cross-Functional Advisory: Support sales and operations teams with risk-aligned guidance to ensure informed, responsible decision-making. - On-Ground Risk Leadership: Lead field visits (~50% travel) for customer due diligence, relationship-building, and hands-on risk assessment and reviews. Qualifications: - Experienced Credit Professional: Chartered Accountant with 6-12 years in credit underwriting and policy, specializing in unsecured SME lending (- 10- L- 1- Cr), with strong exposure to agri-trader finance in North and West India. - Technical & Strategic Expertise: Skilled in financial analysis, cash-flow modeling, scorecard development, and credit limit setting; proven track record in designing and enforcing robust credit frameworks that balance growth with asset quality. - Strong Leadership & Communication: Effective communicator with the ability to engage both HQ and field teams; open to 50% travel for on-ground portfolio and customer assessments. NOTE - This role require travelling across PAN India. While applying, candidates should be willing to travel 50% of the time to any location as per the business requirements.

Bangalore

Credit Lead - B2B Startup - CA 

Job Description for Credit Lead - B2B Startup - CA  in Hirepedia in  Bangalore for (6-12) years of experience. Apply Now!