JOB PURPOSE:  Responsible for the day-to-day management of credit risks arising from exposures booked in India. Define, approve and recommend Credit proposals through close liaison with business units, realistic and acceptable parameters of the Bank's risk appetite in terms of business activities and products, size and nature of clients, industry.  PRINCIPAL ACCOUNTABILITIES:  - To complete independent risk assessments and management process within the Bank, monitoring compliance with risk related requirements and limits imposed by regulators and the Bank.  - To ensure that credit facilities are prepared and approved in compliance with established policies and exposure limits set by regulators and the Bank.  - To identify, evaluate and recommend mitigation of risks associated with credit proposals/corporate finance deals and report risk exposures arising from business units to Head Office.  - To make recommendations on necessary improvements/amendments to credit policies and procedures and ensure that these are implemented as and when approved.  - To ensure/Train the policies and procedures of the Bank are understood and complied with by staff at all times.  - To provide support and advice to business units and other support units on credit related matters.  - To perform any other duties as may be assigned by supervisors from time to time.  KEY COMPETENCIES:  - Good understanding of business strategy, plans and objectives of the Bank. Ability to provide appropriate support in development and implementation of such strategies and objectives by identifying and mitigating external threats and risks.  -Strong technical knowledge of the credit approval process, systems and controls and credit risk management.  - Possess strong financial and credit analysis skills.  - Sound working knowledge of Indian Company & Banking Law, RBI's Master Circulars, Credit Policies, Asset & Liability Management Policies and Legal Process for recovery in India.  - Effective management skills, ability to motivate staff to achieve their goals and objectives and high team player capacity.  Experience:  - Excellent academic background with MBA Finance (Premier Institute-Tier 1 or 2) or CA (Rank Holder Preferred ).   - 8-12 Years of Experience in Credit Risk management only from Corporate /Investment Banking environment in any leading Bank with 2 years in credit approving capacity  Salary Range: salary ABOVE 35 LACS FIXED

Delhi NCR

Credit Head - Bank 

Credit Head - Bank  ,Job Description for Credit Head - Bank  in Prowiz Consulting in  Delhi NCR for (8-15) years of experience. Apply Now!

Job Description for Credit Head - Bank  in Prowiz Consulting in  Delhi NCR for (8-15) years of experience. Apply Now!