K. M. Global Credit Reviews by Employees

About Us: - The finance industry has ignored or sold unfair products to billions of deserving individuals. We are a mission driven team of finance, design and technology professionals that has started Credit Fair to provide Fair Finance to Everyone. - Credit Fair currently offers loan products to the customers of home improvement vendors / brands. Soon we will be expanding to other verticals such as elective healthcare. - Our founding team has worked at fintech companies in London where they won a Banking Technology Award for Best Mobile Initiative as well as large financial institutions such as Credit Suisse and PIMCO. The team has extensive experience at Indian equity trading, investment banking and vendor management firms as well. They have graduated from London Business School, Northwestern University (USA), SAIC (USA) and attained the CFA charter. The values that we look for in Candidates are: - Customer centricity: We believe an ability to empathise with merchants and customers will help us outperform the competition and motivate us to innovate. The Head of Risk should be able to build cutting edge underwriting models and risk analytics while providing a superior customer experience, i.e. Minimal paperwork + Maximum data. - Process oriented: The Headof Risk should build a process that maximises operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analysing data to drive business iterations and improvements. - Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for a Head of Risk who is not afraid to take on calculated risks and can deal with ambiguity. - Ability to work with cross functional teams: The Head of Risk must be able to manage cross functional teams - customer care, product, merchants, compliance & finance teams. Having the experience of managing healthy conflicts and driving people towards the customer goals and organization priorities would be necessary. Job responsibilities: - Identifying proprietary sources of data and building a roadmap for data collection - Develop innovative credit underwriting models using data from varied sources - Minimise turnaround time from lead generation to approval and finally disbursement - Build and manage a team of risk analysts to monitor vintage level performance and iterate over the models - Establishing credit policies for various products - Bring an analytical approach across the organisation - eg use if dashboards Required Qualifications & Skills: - Extensive experience in developing credit assessment and risk models for unsecured consumer lending - Covered a few cycles from loan origination to full collection - Strong entrepreneurial drive - Good at following up with people and strong relationship building capabilities Life @ CreditFair: - Open environment where we celebrate our successes and failures - A significant piece of the equity along with a base salary - Fun location in the heart of Fort's street food vendors, Kalaghoda's cafes and restaurants

Mumbai

Credit Fair - Founding Member & Head of Risk 

Job Description for Credit Fair - Founding Member & Head of Risk  in K. M. GLOBAL CREDIT PRIVATE LIMITED in  Mumbai for (6-15) years of experience. Apply Now!