Credit & Risk Strategist - Unsecured Personal Loans - FinTech

Job Mode: Work From Office

Job Type: Full-time

Working Days: 5

Industry: Fintech

About the Company:

It is a publicly listed, tech-first NBFC powering Indias digital lending revolution.

Weve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.

Now, as we step into our 10 100 growth journey, were looking for someone hungry to own finance, drive growth, and sit at the heart of decision-making.

What Youll Do:

- Develop and manage credit strategies for unsecured personal loans.

- Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.

- Collaborate with product and data teams to strengthen risk assessment frameworks.

- Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections.

- Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.

What Were Looking For:

- Minimum 5+ years of experience in unsecured personal loans, preferably in a digital lending environment.

- Strong understanding of digital lending platforms, including underwriting and designing credit policies.

- Experience working with a fintech or NBFC, ideally one with its own consumer-facing app.

- Analytical mindset and the ability to work with large datasets to make informed decisions.

- Strong communication and collaboration skills.

Why Join Us?

- Competitive salary and benefits.

- Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment.

- A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.