Credit & Alternatives Research Analyst - CA/CFA

Description:

Position: Credit & Alternatives Research Analyst

Location: Mumbai - Lower Parel

Department: Investment Function:

Investment Reporting to: Head of Credit and Alternatives Research Band:

Context & Role:

- This role sits within the investment function and reports directly to the Head of Credit & Alternatives Research, contributing to the firms multi asset credit and alternatives investment agenda.

- The candidate is expected to independently drive end to end research outcomes from opportunity identification and deep fundamental assessment to recommendation, documentation, and monitoring.

- The role demands strong ownership, analytical depth, and the ability to articulate clear, well supported investment views across public credit, structured credit, real asset vehicles, and private credit funds.

- Desired qualifications and experience: MBA from a reputed institute/ University or CA/ CFA 7+ years of relevant experience covering Indian markets in reputable financial institutions, preferably in credit rating agencies, investment banking teams, or buy-side firms including insurance companies, mutual funds, banks, NBFCs.

- Excellent Credit Analysis, Financial Modelling, Communication and Presentation skills. A self-motivated individual with a high degree of analytical orientation, intellectual curiosity, attention to detail, persistence in research/diligence.

Research Responsibilities:

- Identify and evaluate investment opportunities across i) Public Credit markets, ii) Structured Credit (including RMBS), iii) REITs & InvITs, and iv) Alternative Investment Funds (AIFs)

- Conduct rigorous fundamental assessments of underlying investment opportunities, including detailed business and financial analysis of issuers, Capital structure evaluation and bond covenant review, Identification of key risks, mitigants, and potential return drivers.

- Prepare highquality investment outputs, including i) Comprehensive investment memos ii) Detailed financial and credit analysis notes iii) Presentation materials for Investment Committee evaluation. Participate actively in credit and alternative portfolio discussions and team meetings, presenting informed views on sectors, issuers, and investee names.

- Independently deliver and defend investment recommendations, including (i) Presenting recommendations to Senior Management and the Investment Committee (ii) Clearly articulating investment thesis, valuation, risk assessment, mitigants, and expected outcomes (iii) Securing endorsement for proposals where required

- Lead continuous monitoring and surveillance of existing credit and alternatives exposures, including (i) Updating internal views based on earnings releases, rating actions, regulatory developments, and market movements (ii) Tracking early warning signals and proactively flagging credit events or emerging risks (iii) Maintaining updated coverage materials and periodic review notes.