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Credit Analyst/Underwriter Experience: 3+ years in assessing credit risk for Lending and supply-chain finance products Location: Bangalore The Credit Analyst/Underwriter will analyze the financial and transactional data to assess the creditworthiness of businesses and their channels. This role involves analyzing financial data, preparing credit assessment reports, and match-making with the suitable lenders. This person shall ensure that all documentation and processes comply with company policies and regulatory requirements. Job Content: - Review and analyze loan applications, credit reports, financial statements, and other relevant documents. - Collect, analyze, and interpret credit data from various sources to assess the creditworthiness of the customers. Verify loan documentation and ensure completeness and accuracy. - Develop and maintain credit scoring models to evaluate the credit risks. - Qualify leads by assessing the financial needs and eligibility criteria of potential clients. - Collect and accurately record detailed information and outcomes of each lead assessment, in the CRM system. - Prepare detailed reports on credit analysis findings, including risk assessments, credit ratings, and recommendations. - Collaborate with 3rd party lenders, banks, including internal/external finance, sales, and operations, to ensure accurate and comprehensive credit evaluations. - Coordinate with Lenders and LSPs for the approval or denial of loan applications and also influence their decision making, if feasible. - Ensure all loan processing activities comply with company policies, procedures, and regulatory requirements. - Communicate effectively with clients, colleagues, and third parties to obtain necessary documentation and information. - Educate clients on loan options, terms, and conditions. Assist clients in understanding the loan terms and application process and other requirements. - Stay updated on product knowledge and industry trends, market conditions to effectively communicate benefits to customers. Qualification: - Bachelor's degree in Finance, Economics, Statistics, or a related field. - Minimum 2years experience as a Credit Data Analyst or in a similar analytical role within the financial services industry. - Familiarity with credit risk assessment methodologies and financial statement analysis. - Knowledge of loan processing procedures, credit risk assessment, and regulatory requirements. We encourage retired banking professionals with the relevant background.

Bangalore

Credit Analyst/Underwriter 

Job Description for Credit Analyst/Underwriter  in NEXTHIRE LLP in  Bangalore for (3-9) years of experience. Apply Now!