Credit Analyst/Senior Credit Analyst - Large/Mid Corporates

Designation: Credit Analyst / Senior Credit Analyst - Large / Mid Corporates

Location: Mumbai - Mumbai Goregaon

Exposure to Large Corporates in the Indonesia Region would be preferred.

Experience - 0 - 5 years

Position Details:

Prepare robust credit applications across a variety of industries

Identify any credit risks to the Bank through borrower ratings, credit due date control and collaterals.

Roles & Responsibilities:

- Prepares credit reports and loan recommendations

- Evaluates credit profile, risk exposure, and other risk factors

- Analyzes balance sheet, cash flow, and credit history

- Computes interest accruals and plots repayment schedule

- Maintains and updates existing credit files

- Stays updated about industry news, key trends, and macroeconomic news

- Ensures compliance with credit policies

- Prepare credit applications, borrower rating, regular credit reporting to internal and other related parties

- to support business growth and at the same time prevent problem assets in accordance with Credit Rules, Procedures for Credit Rating, Standard Operation Procedures

Qualification:

Bachelor's degree Risk Management Certification