Position: Credit Analyst Lead Industry: MSME Loans / Lending Experience: 5+ yrs (Must be stable in career) Qualification: MBA or Any other equivalent Degree Job Location: Mumbai / Bangalore Job Type: Permanent Job Purpose: You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the MSME Loans portfolio, create a user valuation model, and propose new product and pricing strategies. Responsibilities: - Own the Credit policy for MSME Loans in India - Collaborate with cross-functional teams to design and implement credit policies and underwriting guidelines tailored to the needs of MSME borrowers. - Monitor the performance of the MSME loans portfolio and identify trends, anomalies, and emerging risks - Ensure compliance with KYC norms, regulatory requirements, and internal risk management standards - Monitor and update credit policy to optimize for company risk, profitability, and growth targets - Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production - Lead weekly credit committee meeting to share performance updates and analyses - Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts - Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability - Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis - Support the marketing and product team with their data needs Qualifying Criteria: - Fluency in SQL and R/Python - Previous experience in analytics and/or quantitative modeling, using large datasets - Experience analyzing, visualizing and communicating impactful insights to management, investors and / or auditors - Strong strategic thinking and problem-solving skills - 5+ years relevant experience in Credit Analytics with at least 2 years experience in Credit Analytics for MSME Loans in India - Enthusiasm for working across cultures, functions, and time zones Please Note & Mandatory: Experience in Fin Tech industry with MSME Loans in India. Stability in Career.

Anywhere in India/Multiple Locations

Credit Analyst Lead - MSME Loans 

Job Description for Credit Analyst Lead - MSME Loans  in Client of Gamifi in  Anywhere in India/Multiple Locations for (5-8) years of experience. Apply Now!