Credit Analyst - Infra/Real Estate - Bank

This is regrading job opportunity with leading private bank.

Designation: Credit Analyst - Infra/Real Estate

Location: Mumbai

Experience: 5- 8 years

Role & Responsibilities:

- Creating credit appraisal notes for clients in the infrastructure sector.

- Conducting preliminary screening of commercial real estate financing transactions and structuring.

- Talk about terms and conditions for risk assessments with the business.

- Have conversations with clients to gather data for CRAN preparation.

- Keep an eye on the accounts in accordance with the Sanctioning Authority's guidelines.

- Create monitoring reports for the portfolio on a monthly or quarterly basis.

- If there are non- compliances, escalate with an action plan.

- Make inspection reports after visiting the units.

- Oversee and resolve any risk assessment- related escalations.

- Working with an internal team (relationship, legal, technical, and operations) to provide customers with timely and coordinated solutions

- Due diligence and credit analysis. Making preliminary suggestions and assessing borrower, transaction, and underlying security risk by creating Credit & Risk Assessment Notes (CRAN).

- Submitting the proposal to the appropriate authorities for sanctioning.

- Creating review and renewal credit reports for the purpose of reviewing the limits and evaluating them for credit alerts