Credit Analyst - Credit Underwriting - Credit FI/CIB

Job Title: Pure FI / CIB Credit Underwriting.

Role Overview:

You will play an important role in delivering high-quality credit analysis, portfolio monitoring and covenant review activity to UK credit teams, helping them to make well-informed risk decisions for corporate clients.

What we are looking for:

- Understanding of credit risk principles and financial statements, with a willingness to continue developing your technical knowledge.

- Strong analytical capability and confidence interpreting financial information.

- Knowledge of lending products is important; exposure to derivatives would be beneficial but is not essential.

- Clear written and verbal communication skills, with the ability to explain analysis, ask effective questions and engage constructively with stakeholders.

- A high level of accuracy, attention to detail and commitment to well-controlled delivery.

- Ability to manage competing priorities and meet agreed deadlines.

- A collaborative approach and the ability to build effective working relationships across locations and teams.

- Curiosity, independent thinking, adaptability and a willingness to learn.

- Gain exposure to corporate credit analysis, portfolio monitoring, covenant review and cross-location delivery.

- Work in a collaborative environment where curiosity, accuracy, continuous improvement and responsible risk management are valued.

Key Responsibilities:

- Prepare credit analysis for counterparties and associated products.

- Use financial information, sector insight and external sources such as rating agency reports, broker research and annual accounts to form clear, evidence-based recommendations.

- Present your analysis through agreed templates for review by UK-based sanctioners, who retain all decision-making accountability.

- Work collaboratively with UK Coverage colleagues to gather the information needed to progress credit requests, keeping UK colleagues updated through workflow trackers and regular work-in-progress discussions.