Credit Analyst/Credit Manager - Project Finance

Job Description :

Job Title : Credit Analyst / Credit Manager Project Finance

Location : Hyderabad

Department : Credit / Project Finance

Job Summary :

We are seeking experienced professionals for our Credit Team specializing in Project Finance and Large Loan Processing. The ideal candidate will have a strong background in credit appraisal, financial analysis, due diligence, and loan structuring for projects with exposure above 10 crores.

This is a specialized role and candidates with experience limited to Retail Loans (Business, Personal, Auto, or Unsecured Loans) will not be considered.

Key Responsibilities :

- Conduct detailed credit appraisal and financial analysis for project finance proposals above 10 crores.

- Evaluate borrower creditworthiness using financial statements, projections, and cash flow analysis.

- Prepare comprehensive credit reports, risk assessments, and sanction memos for approval committees.

- Conduct industry, business, and financial risk analysis for each project.

- Coordinate with internal stakeholders for loan structuring, documentation, and disbursement.

- Liaise with legal, technical, and valuation agencies for due diligence reports.

- Monitor portfolio performance and identify early warning signals in existing accounts.

- Ensure full compliance with internal credit policies and regulatory guidelines (RBI / Bank norms).

Candidate Profile :

- Education : CA / MBA (Finance) / CFA or equivalent qualification.

- Experience : 4 - 10 years in Credit / Project Finance within Banks, NBFCs, or Financial Institutions.

- Proven track record of handling large ticket project finance proposals (10 crore and above).

- Strong knowledge of balance sheet analysis, financial ratios, and credit risk assessment.

- Excellent report-writing and presentation skills.

- Attention to detail, analytical mindset, and sound judgment.

Role : Banking Operations - Other

Industry Type : Banking

Department : BFSI, Investments & Trading

Employment Type : Full Time, Permanent

Role Category : Banking Operations