Credit Analyst - Corporate Banking - CA

This is regarding an opening with a leading Pvt Bank as a CA Credit Analyst - Corporate Banking.

Designation: Credit Analyst - Corporate Banking

Education: CA Only

Location: Mumbai

Job Role:

- Financial Analysis: Analyze balance sheets, income statements, and cash flow statements to evaluate a company's financial strength, liquidity, profitability, and debt repayment capacity.

- Credit Appraisal: Prepare comprehensive credit appraisal reports and credit memos for term loans, working capital facilities, and credit limits by assessing financial, operational, and business risks.

- Industry Research: Conduct industry and market research to evaluate sector trends, competitive landscape, regulatory developments, and macroeconomic factors affecting borrowers.

- Portfolio Monitoring: Monitor existing credit portfolios by reviewing financial performance, ensuring covenant compliance, identifying early warning signals, and recommending appropriate risk mitigation measures.