Credit Analyst

We are currently hiring for an MNC

Role - Credit Analyst

Job Process: Annual Credit Review (ACR)

Location: Bengaluru, Chennai, Pune, Mumbai

Mode : Work from office

Shift: UK

Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)

Experience Required: Relevant experience in Corporate Banking, Financial Institutions and Commercial Banking - 7 to 15years

Role performed by credit analyst:

- Review of credit applications & supporting documents (overall financial capacity and capability to pay back)

- Credit report (recommendation on whether to approve/decline the credit application)

- Present credit report to internal committee.

Requisite of an Individual Contributor:

- Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.

- Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.

- Ability to weigh macro and company factors for risk analysis and recommendations.

Applications:

Tool developed by Moody's Risk Analysis, FIS Optimist, Credit Lens

Spreadsheets of business entities (ratio analysis and financial modelling)

Prachi Rasal
Team Leader - Talent Acquisition