Chief Risk Officer - FinTech

Job Title: Chief Risk Officer - Fintech

Experience: 10 +

Location: Delhi

Job Description:

The candidate is responsible for driving the organizations enterprise-wide risk strategy by developing, implementing, and overseeing the Enterprise Risk Management (ERM) framework. The incumbent will establish a strong risk-aware culture, ensure portfolio quality through robust credit and risk assessment processes, and mitigate emerging risks. This leadership role also involves compliance oversight, crisis management, adoption of technology-led risk solutions, and effective stakeholder engagement to align business objectives with prudent risk practices.

Key Responsibilities:

Risk Strategy & Governance:

- Develop, implement, and govern the ERM framework to ensure holistic risk coverage.

- Foster a risk-aware culture across all levels of the organization.

- Set up governance mechanisms, policies, and reporting structures for risk oversight.

Credit & Portfolio Risk Management:

- Lead credit appraisal, portfolio monitoring, and exposure management.

- Design and implement strategies to minimize credit and operational risks.

- Monitor portfolio performance and proactively identify potential risk areas.

Regulatory & Compliance Oversight:

- Ensure strict adherence to regulatory frameworks, guidelines, and statutory requirements.

- Engage with regulators and auditors to provide transparency on risk practices.

- Anticipate regulatory changes and prepare the organization for compliance readiness.

Technology & Innovation in Risk Management:

- Leverage analytics, AI, and digital tools to enhance risk identification and monitoring.

- Implement technology-led solutions for real-time risk assessment and reporting.

- Promote innovation in risk practices for proactive decision-making.

Crisis Management & Business Continuity:

- Develop and maintain robust crisis management protocols and recovery plans.

- Ensure business continuity by preparing the organization for unexpected disruptions.

- Lead risk response during crises with agility and resilience.

Stakeholder Management & Leadership:

- Partner with senior leadership to align business strategies with risk appetite.

- Build strong relationships with internal and external stakeholders including regulators, partners, and board committees.

- Lead, mentor, and develop a high-performing risk management team.