Chief Manager - Risk - NBFC

- This position is responsible to develop, refine and implement a robust risk management framework for company, align it to the future needs and in line with the market best practices

- Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and provide actionable to the credit and business team to arrest early flows

- Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis

- Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis

- Prepare Credit Through the Door analysis and provide direction to the business team on variance correction

- Capturing key data elements and analyzing them, interpreting the cross-period movements, and understanding the macro mechanics of the system

- Hind-sighting reviews as part of risk review and credit policy implementation review

- Real Time Monitoring of high value cases

- ECL Model Work along with Finance and credit team to build, review and align the ECL models

Required qualifications:

- Need candidates with CA or MBA finance willing to learn attitude is must for this role

- Experience ranges 8 to 10 years

- He/ She should have started the career with Credit underwriting in Banking or NBFCs and gradually moved in Risk & policy framework

- Portfolio Monitoring for Recommending Policy Changes and early delinquency triggers