About CheQ:

At CheQ, were turning the chaos of credit into a journey thats clear, rewarding, and even a little fun. With 50,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, were fast becoming Indias favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isnt just another fintech, its a full-stack credit experience.

Heres what makes us different:

Credit, simplified Track, pay, and optimise every credit card, loan, and bill in one smooth dashboard.

AI that actually helps Meet Wisor, Indias first AI-powered credit advisor giving real financial intelligence, not just data.

More than payments Rewards, instant loans, and an embedded wallet all stitched into one seamless journey.

Were here to make managing money feel less like a chore and more like a win.

What youll be doing:

- We are looking for a Head of Lending to lead the next phase of growth for CheQs lending business.

- This is a senior leadership role responsible for scaling the existing lending vertical into a major revenue and product pillar. You will own the business strategy, portfolio performance, partnerships, and team leadership, while working closely with product, data and growth teams to strengthen CheQs lending experience for millions of users.

- Lending Business & P&L: Lead the overall strategy and P&L for CheQs lending vertical, driving portfolio growth, revenue expansion, and sustainable unit economics.

- Product & Growth: Partner with product, analytics, and growth teams to enhance lending journeys, improve approval funnels, and scale adoption across CheQs user base.

- Partner Ecosystem: Strengthen and expand partnerships with banks, NBFCs, and credit infrastructure providers to support lending growth and product innovation.

- Portfolio Performance: Drive improvements in disbursals, activation, portfolio quality, and risk-adjusted returns through data-driven decision making.

- Team Leadership: Lead and scale the lending team across partnerships, portfolio management, and business operations, building strong execution capabilities.

- Risk & Compliance: Ensure the lending portfolio operates within RBI guidelines, partner policies, and responsible lending frameworks

What you need:

- 12+ years of experience in consumer lending, fintech, banking, or NBFC ecosystems

- Experience managing or scaling digital lending products or loan portfolios

- Strong understanding of lending economics, underwriting frameworks, and partner-led lending models

- Experience working with banks, NBFCs, and lending infrastructure partners

- Proven ability to lead teams and scale lending businesses in high-growth environments

Why should you join CheQ:

You own it, we trust you:

- Shape your work with freedom, deliver with ownership, backed by trust.

- Bold, fast & human

- We push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another.

- Growth by osmosis

- Learn directly from a stellar leadership team with rich, diverse backgrounds.

What you will not get

Monotony Work is dynamic, expect variety every day.

Slow climbs Growth here is about leaps, not ladders.

Layers of red tape We believe in speed, not bureaucracy.