Centrum Wealth Management - Associate/Analyst - Private Credit - Investment Team

Summary:

We are seeking a highly motivated Analyst / Associate to join our Investment Team. The individual will play an integral role in all aspects of the investment process from sourcing, evaluating, and executing transactions to portfolio monitoring and exit strategy development. The position requires strong financial acumen, a rigorous analytical mindset, and a passion for investing in complex credit and hybrid capital structures.

Website: https://modulusalternatives.co.in

Key Responsibilities:

1. Investment Origination & Screening:

- Support in sourcing new opportunities across private credit and structured equity deals, including through direct outreach, advisor networks, and sponsor relationships

- Evaluate potential investments by conducting industry mapping, competitor benchmarking, and screening business models across various sectors

2. Investment Analysis & Due Diligence:

- Build detailed financial models for debt and equity instruments, including sensitivity analysis, scenario planning, and covenant modeling

- Analyze capital structures, liquidity profiles, and solvency risk using in-depth credit metrics (e.g., leverage ratios, coverage metrics, downside case recovery)

- Support in structuring bespoke investment instruments, including senior secured debt, mezzanine, convertibles, warrants etc.

- Prepare and coordinate comprehensive investment committee (IC) memos with quantitative and qualitative diligence, including key risk factors and mitigants

3. Transaction Execution:

- Assist in managing third-party advisors (legal, tax, technical, commercial diligence) and drive work-streams related to closing

- Collaborate with internal legal and compliance teams to draft and review investment documentation including term sheets, facility agreements, shareholder agreements, and security documentation

- Participate in negotiations alongside senior team members with borrowers, sponsors, and advisors

4. Portfolio Monitoring:

- Monitor portfolio company performance through regular MIS review, management meetings, and covenant compliance checks

- Prepare quarterly portfolio reviews with key financial KPIs, risk flags, and early warning indicators

- Assist in executing portfolio optimization strategies including refinancing, follow-on funding, or restructurings as required

Key Qualifications:

- Bachelor's or Masters degree in Finance, Economics, Engineering, or related field; CFA/CA/MBA preferred (for Associate level).

- Experience in private credit, private equity, investment banking or a related field.

- Strong understanding of credit underwriting, covenant analysis, and risk-return trade-offs.

- Demonstrated proficiency in financial modeling (3-statement models, cash flow waterfalls, covenant modeling)

- Excellent written and verbal communication skills with ability to synthesize complex topics for internal committees.