Centricity - RBI Compliance Officer - CS

Job Title: RBI Compliance Officer

Department: Legal & Compliance

Location: Gurugram

Experience: 2-3 years

Qualification: Qualified Company Secretary (CS); additional qualification in Law/Finance is a plus

Industry: Financial Services / NBFC / LAS

Job Summary:

We are looking for a qualified and detail-oriented RBI Compliance Officer with 2-3 years of experience, including hands-on exposure to preparing and filing RBI license applications (e.g., NBFC, Loan against Securities). The ideal candidate must be a Company Secretary with sound knowledge of RBI regulations, corporate laws, and compliance frameworks applicable to financial institutions.

Key Responsibilities:

RBI Licensing & Regulatory Approvals:

- Independently prepare, compile, and file RBI license applications (NBFC, CIC, etc.).

- Liaise with RBI officials for application follow-ups, clarifications, and deficiency letters.

- Coordinate with consultants, legal advisors, and internal teams to ensure completeness of documentation.

- Monitor timelines and ensure all licensing and registration processes are on track.

RBI Compliance & Reporting:

- Ensure adherence to all applicable RBI circulars, notifications, and master directions.

- Prepare and file periodic returns and reports with RBI (e.g., NBS-1, NBS-9, COSMOS, XBRL, etc.).

- Maintain a tracker of all ongoing RBI compliance obligations and deadlines.

Secretarial Functions:

- Support Company Secretary in maintaining statutory records and ensuring compliance with Companies Act, 2013.

- Assist in organizing and documenting Board and Committee meetings as per regulatory requirements.

- Draft and file required ROC forms and ensure compliance with MCA reporting.

Internal Controls & Audit Support:

- Conduct internal compliance checks and assist in the development of compliance policies.

- Assist in RBI/Statutory inspections, internal audits, and ensure timely resolution of audit observations.

Stakeholder Coordination:

- Act as a liaison between the organization and regulatory bodies (RBI, MCA, FIU, etc.).

- Coordinate with internal departments (Legal, Risk, Finance, IT) for required data and documentation.

Skills & Competencies:

- In-depth understanding of RBI regulations and licensing procedures.

- Strong drafting and documentation skills.

- Familiarity with NBFC, CIC, Payment Systems, or Fintech regulatory frameworks.

- Excellent communication and stakeholder management skills.

- Proficient in MS Excel, Word, and compliance tools.

Preferred Background:

- Experience in RBI license application process (for NBFC, CIC, PA, etc.) is mandatory.

- Exposure to RBI inspections and compliance audits.

- Prior work experience in an NBFC, Fintech, Payment System Operator, or consulting firm handling RBI filings.