CA Monk is hiring for the position of Manager - Chief Manager - SME & Mid-Corporate Lending.
The ideal candidate will have experience in SME or mid-corporate lending, corporate credit, and credit appraisal, with relevant exposure to banks, NBFCs, or debt funds.
Key Responsibilities:
- Evaluate SME and mid-corporate lending proposals based on borrower financials, business performance, and creditworthiness.
- Conduct corporate credit appraisal and assess repayment capacity, cash flows, and financial risks.
- Analyse financial statements, balance sheets, profit and loss statements, and other relevant financial information.
- Assess credit proposals and support lending decisions in line with applicable credit policies.
- Identify potential credit risks and recommend appropriate risk-mitigation measures.
- Review borrower profiles, business operations, and industry conditions as part of the credit assessment process.
- Coordinate with business, credit, risk, and other relevant teams to facilitate lending activities.
- Support loan documentation, due diligence, and compliance requirements.
- Monitor borrower performance and identify early warning signs of potential credit stress.
- Maintain appropriate credit assessment records and documentation.
Required Skills:
- SME Lending
- Mid-Corporate Lending
- Corporate Credit
- Credit Appraisal
- Financial Statement Analysis
- Credit Risk Assessment
Required Experience & Qualifications:
- 1 - 8 years of relevant experience in SME lending, mid-corporate lending, corporate credit, or credit appraisal.
- Experience working with banks, NBFCs, or debt funds.
- Strong understanding of lending processes, credit assessment, and financial analysis.
- Good analytical, communication, and stakeholder-management skills.
- Relevant qualifications in finance, commerce, accounting, or banking are preferred.
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