Branch International Financial Services - Senior Credit Analyst

Description:

- Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability

- Monitor and update credit policy to optimize for company risk, profitability, and growth targets

- Propose data driven product changes to improve customer experience and company profitability.

- Partner with product and engineering teams to implement your solution into production

- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis

- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts

- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability

- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis

- Support the marketing and product team with their data needs

Qualifications:

- Fluency in SQL and R/Python

- Previous experience in analytics and/or quantitative modeling, using large datasets

- Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors

- Strong strategic thinking and problem-solving skills

- 5-10 years relevant experience in Credit Analytics, preferably in the India Fintech industry

- Enthusiasm for working across cultures, functions and time zones

Benefits of Joining:

- Mission-driven, fast-paced and entrepreneurial environment

- Competitive salary and equity package

- A collaborative and flat company culture

- Remote first, with the option to work in-person occasionally

- Fully-paid Group Medical Insurance and Personal Accidental Insurance

- Unlimited paid time off including personal leave, bereavement leave, sick leave

- Fully paid parental leave - 6 months maternity leave and 3 months paternity leave

- Monthly WFH stipend alongside a one time home office set-up budget

- $500 Annual professional development budget

- Discretionary trips to our offices across the globe, with global travel medical insurance

- Team meals and social events- Virtual and In-person