Branch Overview:

- Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa.

- We use alternative data to reach millions of people that are largely excluded from the financial sector.

- Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact.

- Our mission-driven team-founded and led by the former CEO of Kiva.org-now spans 400+ employees globally.

- We're backed by investors such as Andreessen Horowitz, Visa, and the IFC.

Job Overview:

- Branch is launching Branch Lending Lab - a new team focused on discovering and validating the next suite of lending products for Branch.

- The Lending Lab team will serve as a sandbox for 0-to-1 prototypes and experimental credit products that can unlock long-term growth and financial inclusion.

- As the founding Lead of Branch Lending Lab, you will head this new team.

- You will work closely with senior leaders across product, engineering, credit, and marketing to incubate new ideas, structure experiments, and determine what's worth scaling.

- Your role will sit at the intersection of product strategy and entrepreneurial exploration with the freedom to move quickly and the responsibility to prioritize ruthlessly.

- As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.

- As a product-driven org, we value bottom-up innovation and decentralized decision-making.

- We believe the best ideas can come from anyone in the company, and create an environment where everyone feels empowered to propose solutions to the challenges we face.

Responsibilities:

- Build and lead a small, high-caliber innovation team focused on early-stage prototyping, user testing, and validation.

- Work cross-functionally with product, engineering, and broader organization to test ideas and deliver working prototypes within weeks-not quarters.

- Define the review, success, and transfer criteria for experiments; ensure learnings are documented and decisions are data-driven.

- Collaborate with the executive team to ensure Lending Lab's efforts align with Branch's long-term mission, vision, and technical capabilities.

Qualifications:

- You have 5+ years of experience in entrepreneurship and/or innovation leadership, ideally with experience building 0- 1 products in startup or venture environments, while driving both product and P&L.

- You have experience working on consumer-facing products.

- Prior experience with financial services is a plus.

- Deep understanding of experimentation frameworks and lean product development; you're comfortable killing 90% of ideas to find the 10% that matter.

- Strong technical fluency-you've worked with engineers and data scientists to build from scratch, and can model systems-level thinking.

- Exceptional communication and collaboration skills across distributed teams; you can inspire without micromanaging.

- You know that startups are a team sport.

- Your effective communication and powerful collaboration are critical to succeed at Branch.

You are resourceful:

- You know how to do more with less, and you've worked on lean teams that have had a big impact.

- You are not afraid of big challenges, and you do whatever it takes to get the job done.

Benefits of Joining:

- Mission-driven, fast-paced and entrepreneurial environment.

- Competitive salary and equity package.

- A collaborative and flat company culture.

- Remote first, with the option to work in-person occasionally.

- Fully-paid Group Medical Insurance and Personal Accidental Insurance.

- Unlimited paid time off including personal leave, bereavement leave, sick leave.

- Fully paid parental leave 6 months maternity leave and 3 months paternity leave.

- Monthly WFH stipend alongside a one time home office set-up budget.

- $500 Annual professional development budget.

- Discretionary trips to our offices across the globe, with global travel medical insurance.

- Team meals and social eventsVirtual and In-person.

- Branch International is an Equal Opportunity Employer.

- The company does not and will not discriminate in employment on any basis prohibited by applicable law.

- We're looking for more than just qualifications -so if you're unsure that you meet the criteria, please do not hesitate to apply!.