BNP Paribas ISPL - Credit Analyst - Loan Capital Market

Key Responsibilities:

- Perform comprehensive credit analysis of corporate borrowers and assess their financial health.

- Analyze financial statements, cash flow, profitability, leverage, and liquidity metrics.

- Prepare detailed credit appraisal notes, credit memorandums, and risk assessment reports.

- Evaluate loan proposals and recommend appropriate credit structures and risk mitigation measures.

- Support syndicated loans, structured finance, leveraged finance, and loan capital market transactions.

- Conduct industry, market, and peer analysis to identify key business and credit risks.

- Review financial models and assess debt servicing capabilities.

- Monitor existing credit exposures and identify early warning signals.

- Coordinate with relationship managers, legal teams, and external stakeholders during transaction execution.

- Ensure compliance with internal credit policies, regulatory requirements, and risk management frameworks.

- Present credit recommendations to internal credit committees and senior management.

- Stay updated on market trends, regulatory changes, and developments in the loan capital markets.

Required Skills:

- Strong understanding of Credit Analysis and Financial Statement Analysis.

- Experience in Loan Capital Markets, syndicated lending, or corporate banking.

- Knowledge of corporate finance, debt instruments, and capital market products.

- Strong financial modeling and valuation skills.

- Proficiency in Microsoft Excel, PowerPoint, and financial analysis tools.

- Understanding of credit risk assessment methodologies and rating frameworks.

- Knowledge of accounting standards and financial reporting.

- Excellent analytical, problem-solving, and decision-making abilities.

- Strong written and verbal communication skills.

Preferred Skills:

- Experience with syndicated loans, structured finance, or leveraged finance transactions.

- Familiarity with credit rating methodologies and risk management frameworks.

- Exposure to banking regulations and compliance requirements.

- Knowledge of Bloomberg, Capital IQ, Refinitiv, or other financial databases is an advantage.

- Professional certifications such as CFA, FRM, or progress toward these qualifications are preferred.