Aye Finance - Assistant Vice President - Credit - Supply Chain Finance

- Conduct thorough research and due diligence on potential clients to evaluate risk exposure.

- Analyze internal and external data sources to determine the overall creditworthiness and financial health of clients.

- Underwrite and manage a portfolio of supply chain finance clients, ensuring alignment with the company's risk policies.

- Interpret and analyze key financial documents, including GST returns, Income Tax Returns (ITR), Profit & Loss statements, and Balance Sheets.

- Prepare detailed reports, dashboards, and presentations to communicate risk findings to stakeholders.

- Develop and maintain process documentation and risk models to support ongoing analysis and decision-making.

Must-Have Qualifications:

- 2-5 years of experience in risk analysis, underwriting, or a related role in the Supply Chain Finance domain.

- Educational background from a Tier 1 or Tier 2 college.

- Strong knowledge of financial documentation and the ability to infer insights from GST, ITR, P&L statements, and Balance Sheets.

- Proficiency in using Excel, financial modeling tools, and data visualization platforms.

- Strong analytical, problem-solving, and communication skills.

Preferred Skills (Good to Have):

- Experience in NBFCs, fintechs, or financial institutions involved in supply chain financing.

- Familiarity with credit scoring models or underwriting automation tools.