Associate Divisional Manager - Data Analytics/Data Science - BFSI

Position Title: Associate Divisional Manager - Data Analytics (Data Science)

Grade/Level: A5/A6

Department: Data & Analytics

Location: Chennai

Organizational Relationships

Position reporting to: Sr. Divisional Manager Data & Analytics

Job Purpose:

The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios.

Key Responsibilities:

Functional Responsibilities:

- Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective

- Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues

- Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints

- Ensure operationally efficient solutions and drive optimization in existing analytics solutions

Job Requirements:

Qualifications:

M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths

Experience:

- Preferably 8+ years experience in data science

- Good at Statistical/ Machine learning / Deep Learning Models

- Strong command of SQL and Python.

- Experience in risk analytics, credit risk models, marketing analytics, marketing models, portfolio monitoring, Expected credit loss (ECL) models.

Functional Competencies:

- Excellent analytics, logical, problem solving and numerical skills

- Familiarity in Python, SQL, Advanced excel skills

Key pointers:

- Experience in credit risk models, marketing analytics, marketing models, portfolio monitoring

- Worked on lending products like personal loan, consumer loan, credit cards, tractor loan, commercial vehicle loan

- XG Boost, Logistic Regression, Deep Learning

- Underwriting strategy development

- Acquisition Risk Scorecard, Behaviour Risk Scorecard, Propensity Models

- CHAID segmentation

- Experience with Indian Banks/ NBFC