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Skillventory Reviews by Employees

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Senior HR Consultant

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Key Objectives of the Job: - Risk Assessment: Risk analysis of Asset Finance Deals for Construction Equipment, Commercial Vehicle, Leasing and Equipment Finance Business with key focus on risk assessment and structuring. Ability to assess deals across diverse industries, products, segments etc. - Risk views for large ticket transactions and preparation of risk notes by doing in depth analysis of business profile, financials, industry, promoters/management and articulation of Strengths, Weakness and stipulation of covenants as deemed fit. Excellent verbal and written articulation skills. - Policies and processes: Formulation and timely review of product policies in line with changing business environment and industry practices including amendment to policies and introduction of new products and processes. - Portfolio Review and monitoring: Maintaining the portfolio quality, reducing critical delinquencies and bounce rates including High Value exposure tracking, Portfolio analysis and presentation to Senior Management Committees. - Analyzing the portfolio data on monthly basis, monitoring of critical ratios/thresholds and triggers of the portfolio, actions to be taken wherever breached and timely updation to senior management. - Industry research: Conduct industry research comprising of industry dynamics, demand and supply scenarios, market opportunities, peer group comparison, regulatory environment for the Industry being assessed - Senior Management Presentations: Monthly risk review presentations, inputs for risk management committee presentation decks, adhoc reviews and other management presentations. - Dashboards and Automation: Conceptualizing key areas in risk management and portfolio quality related parameters and working on Dashboard and automation projects for management reporting. Improvising data quality of the portfolio on need basis. Lead the automation project for Asset finance business including Risk packs, Tableau Dashboards and deviation analysis etc. - Key Risk Metrics: Analytical inputs and computation of key risk metrics PD, LGD and RAROC. - Regular Market & Customer Visits/ meetings for spreading Risk awareness in the team and get sense of the effectiveness of the Policy/ process. - Process Audits, System, Score Card implementation and review , wherever applicable. - Conducting regular trainings to various business teams such as Credit, Sales and Operations etc. Specialized job competencies: - Strong credit risk assessment & underwriting skills for Asset Finance verticals, financial analysis, industry analysis, financial modelling, analytical skills, excellent written and verbal communication skills - IT Skills (MS Word, MS Power Point, MS Excel and Tableau) - Analytical skills with an ability to identify the hotspots in the portfolio. - Upstanding of RBI regulations and compliance requirement on NBFCs especially for Asset Finance business.

Mumbai

Associate/Deputy Vice President - Risk Policy - Asset Finance Business - NBFC 

Job Description for Associate/Deputy Vice President - Risk Policy - Asset Finance Business - NBFC  in SKILLVENTORY in  Mumbai for (10-20) years of experience. Apply Now!

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