Associate - Consumer Risk Analytics

- Support Risk analytics and Portfolio management for Consumer Lending Products (PL,CD,BNPL) across Direct, Partnership channels

- Assist in monitoring portfolios on daily/weekly/monthly basis to maintain risk metrics at desired levels by continuously analysing, identifying the high- risk segment from portfolio. Recommend corrective actions for maintaining a healthy portfolio and lower loss rates.

- Generate various metrics & tracking's for assessment of the through the door quality, approvals and performance across various LOBs

- Prepare dashboards and MIS for internal policy teams, stakeholders and senior management for ongoing visibility and update on various trends

- Deep dive with data and assist in recommending policy changes and decision making around risk & opportunities for the businesses

- Track changes in policy/process/new use case through data trends and assist in providing insights for effective decision making

- Support with relevant data and insights to collaborate with Partners and stakeholders to improve sourcing funnel, underwriting models & rules and risk tracking.